PSD2 Regulatory Technical Standards (RTS)
Table of Contents
Chapter I – GENERAL PROVISIONS
Chapter II – SECURITY MEASURES FOR THE APPLICATION OF STRONG CUSTOMER AUTHENTICATION
Chapter III – EXEMPTIONS FROM STRONG CUSTOMER AUTHENTICATION
Chapter IV – CONFIDENTIALITY AND INTEGRITY OF THE PAYMENT SERVICE USERS' PERSONALISED SECURITY CREDENTIALS
Chapter V – COMMON AND SECURE OPEN STANDARDS OF COMMUNICATION
Chapter VI – FINAL PROVISIONS
Recitals (30)
Annexes
Chapter III – EXEMPTIONS FROM STRONG CUSTOMER AUTHENTICATION
Article 16
Low-value transactions
Payment service providers shall be allowed not to apply strong customer authentication, where the payer initiates a remote electronic payment transaction provided that the following conditions are met:
(a) the amount of the remote electronic payment transaction does not exceed EUR 30; and
(b) the cumulative amount of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed EUR 100; or
(c) the number of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed five consecutive individual remote electronic payment transactions.