PSD2 Regulatory Technical Standards (RTS)
Table of Contents
Chapter I – GENERAL PROVISIONS
Chapter II – SECURITY MEASURES FOR THE APPLICATION OF STRONG CUSTOMER AUTHENTICATION
Chapter III – EXEMPTIONS FROM STRONG CUSTOMER AUTHENTICATION
Chapter IV – CONFIDENTIALITY AND INTEGRITY OF THE PAYMENT SERVICE USERS' PERSONALISED SECURITY CREDENTIALS
Chapter V – COMMON AND SECURE OPEN STANDARDS OF COMMUNICATION
Chapter VI – FINAL PROVISIONS
Recitals (30)
Annexes
Chapter III – EXEMPTIONS FROM STRONG CUSTOMER AUTHENTICATION
Article 11
Contactless payments at point of sale
Payment service providers shall be allowed not to apply strong customer authentication, subject to compliance with the requirements laid down in Article 2, where the payer initiates a contactless electronic payment transaction provided that the following conditions are met:
(a) the individual amount of the contactless electronic payment transaction does not exceed EUR 50; and
(b) the cumulative amount of previous contactless electronic payment transactions initiated by means of a payment instrument with a contactless functionality from the date of the last application of strong customer authentication does not exceed EUR 150; or
(c) the number of consecutive contactless electronic payment transactions initiated via the payment instrument offering a contactless functionality since the last application of strong customer authentication does not exceed five.