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Transfer of Funds Regulation

Table of Contents

Chapter I — Subject matter, scope and definitions

Art. 1 — Subject matter Art. 2 — Scope Art. 3 — Definitions

Chapter II — Obligations on payment service providers

Art. 4 — Information accompanying transfers of funds Art. 5 — Transfers of funds within the Union Art. 6 — Transfers of funds to outside the Union Art. 7 — Detection of missing information on the payer or the payee Art. 8 — Transfers of funds with missing or incomplete information on the payer or the payee Art. 9 — Assessment and reporting Art. 10 — Retention of information on the payer and the payee accompanying the transfer Art. 11 — Detection of missing information on the payer or the payee Art. 12 — Transfers of funds with missing information on the payer or the payee Art. 13 — Assessment and reporting

Chapter III — Obligations on crypto-asset service providers

Art. 14 — Information accompanying transfers of crypto-assets Art. 15 — Batch file transfers of crypto-assets Art. 16 — Detection of missing information on the originator or the beneficiary Art. 17 — Transfers of crypto-assets with missing or incomplete information on the originator or the beneficiary Art. 18 — Assessment and reporting Art. 19 — Retention of information on the originator and the beneficiary accompanying the transfer Art. 20 — Detection of missing information on the originator or the beneficiary Art. 21 — Transfers of crypto-assets with missing information on the originator or the beneficiary Art. 22 — Assessment and reporting

Chapter IV — Common measures applicable by payment service providers and crypto-asset service providers

Art. 23 — Internal policies, procedures and controls to ensure implementation of restrictive measures

Chapter V — Information, data protection and record-retention

Art. 24 — Provision of information Art. 25 — Data protection Art. 26 — Record retention Art. 27 — Cooperation among competent authorities

Chapter VI — Sanctions and monitoring

Art. 28 — Administrative sanctions and measures Art. 29 — Specific provisions Art. 30 — Publication of sanctions and measures Art. 31 — Application of sanctions and measures by competent authorities Art. 32 — Reporting of breaches Art. 33 — Monitoring

Chapter VII — Implementing powers

Art. 34 — Committee procedure

Chapter VIII — Derogations

Art. 35 — Agreements with countries and territories which do not form part of the territory of the Union

Chapter IX — Other provisions

Art. 36 — Guidelines Art. 37 — Review

Chapter X — Final provisions

Art. 38 — Amendments to Directive (EU) 2015/849 Art. 39 — Repeal Art. 40 — Entry into force

Recitals

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65

Annexes

Annex I Annex II

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