Payment Services Directive (PSD2)
Table of Contents
Chapter I – SUBJECT MATTER, SCOPE AND DEFINITIONS
Chapter II – PAYMENT SERVICE PROVIDERS
Chapter III – TRANSPARENCY OF CONDITIONS AND INFORMATION REQUIREMENTS FOR PAYMENT SERVICES
Chapter IV – RIGHTS AND OBLIGATIONS IN RELATION TO THE PROVISION AND USE OF PAYMENT SERVICES
Chapter V – DELEGATED ACTS AND REGULATORY TECHNICAL STANDARDS
Chapter VI – FINAL PROVISIONS
Recitals (113)
Annexes
Chapter VI – FINAL PROVISIONS
Article 112
Amendments to Regulation (EU) No 1093/2010
European Banking Authority Regulation (EBA) is amended as follows:
(1) in Article 1, paragraph 2 is replaced by the following: ‘2. The Authority shall act within the powers conferred by this Regulation and within the scope of, Directive 2002/87/EC, Electronic Money Directive (EMD2), Capital Requirements Regulation (CRR) of the European Parliament and of the Council ( *3 ), Capital Requirements Directive (CRD IV) of the European Parliament and of the Council ( *4 ), Directive 2014/49/EU of the European Parliament and of the Council ( *5 ), Wire Transfer Regulation of the European Parliament and the Council ( *6 ), Payment Services Directive (PSD2) of the European Parliament and of the Council ( *7 ) and, to the extent that those acts apply to credit and financial institutions and the competent authorities that supervise them, within the relevant parts of Distance Marketing of Financial Services Directive and Anti-Money Laundering Directive (AMLD) of the European Parliament and of the Council ( 12 ), including all directives, regulations, and decisions based on those acts, and of any further legally binding Union act which confers tasks on the Authority. The Authority shall also act in accordance with Council Single Supervisory Mechanism Regulation (SSMR) ( 13 ).
(2) Article 4(1) is replaced by the following: ‘(1) “financial institutions” means credit institutions as defined in point (1) of Article 4(1) of Capital Requirements Regulation (CRR), investment firms as defined in point (2) of Article 4(1) of Capital Requirements Regulation (CRR), financial conglomerates as defined in Article 2(14) of Directive 2002/87/EC, payment service providers as defined in point (11) of Article 4 of Payment Services Directive (PSD2) and electronic money institutions as defined in point (1) of Article 2 of Electronic Money Directive (EMD2), save that, with regard to Anti-Money Laundering Directive (AMLD), ‘financial institutions’ means credit institutions and financial institutions as defined in points (1) and (2) of Article 3 of Anti-Money Laundering Directive (AMLD);’.